To: My Family – Present and Future Generations of the Zangari Bloodline
& The ZFO Team My Chosen Family and Lifelong Partners

This letter is written from my heart to all generations of the Zangari family (those alive today and those yet to be born) and to every member of the ZFO Team, past, present, and future, who I proudly consider family and partners in everything we build. It serves as a guide, a compass, and a covenant for how we are to live, carry ourselves, and protect both the Zangari name and the legacy we are creating together through time.

Wealth, success, and reputation mean little if they are not rooted in character, unity, and purpose. History shows us this truth: The Rockefeller family built systems and values that carried their wealth and influence for over a century. The Vanderbilt family, though once wealthier, lost it all within a few generations because they lacked shared principles and structure.

Let this letter ensure that the Zangari family and the ZFO family follow the former’s example, not the latter’s.

Family Unity Above All
(For both blood and chosen family)

• Our greatest strength is not our money, but our togetherness, whether bound by blood or by loyalty.
• Always communicate openly and honestly.
• Never let pride, ego, or misunderstanding break the bonds we have fought to build.
• Decisions that affect the family or the ZFO mission must be made with respect, patience, and unity.
• Remember: we rise or fall together.

• What we build, earn, & protect is not truly ours; it is entrusted to us for the next generation & the future of ZFO.
• Live below your means, even when you can afford more.
• Grow the family’s wealth and the ZFO empire wisely, but never let money define your worth.
• Every generation and every team member must add to what came before, not consume it.
• You are a steward of the Zangari name and the ZFO legacy, not an owner of them.

• Knowledge is the one asset that cannot be taken away.
• Every Zangari and every ZFO team member must pursue education; formal, self-taught, and on-the-ground.
• Learn the value of work; start from the ground up, no shortcuts.
• Build discipline, integrity, resilience, and mastery in your craft.
• A Zangari and a ZFO member should be known for competence, humility, and reliability.

• True legacy is built through service, to family, to team, to community, and to humanity.
• Give back & Lift others as you climb.
• Each generation and each era of this team must leave the world a little better than we found it.
• Wealth without compassion is spiritual poverty.

• Keep our businesses, trusts, holdings, and records organized, transparent, and protected.
• Never make rash decisions regarding core assets, whether family estate or ZFO companies.
• A council of trusted family members and ZFO leaders must always guide major financial and strategic decisions, ensuring long-term vision over short-term gain.

• We are blessed beyond measure, and with blessings come responsibilities.
• Have faith in something greater than yourself, whether the powers that be, purpose, or the mission we share.
• Honor the Zangari name and the ZFO name in every action, every day.
• Practice gratitude daily; it is the antidote to arrogance & ego.

• Family First
• Integrity Always
• Work Hard, Stay Humble
• Learn Constantly
• Save, Invest, Build
• Serve Others
• Protect the Legacy
• Live with Purpose 

These are not just words; they are the laws of our two intertwined families. To every future Zangari and every future member of the ZFO Team reading this: You are part of a chain stretching through time. Each link matters. Carry yourself with strength, honor, loyalty, and love. Our names, Zangari and ZFO, will stand for character, courage, continuity, and unbreakable unity.

This letter is your inheritance and your mandate. Read it often. Live by it always.

With unbreakable pride, faith, and love,